VeraLife Insurance Group

Government · Municipal · School Districts

Complete benefits.
Zero compliance gaps.

VeraLife delivers full-service group benefits, compliance automation, and Medicare coordination for government entities — through a single broker-of-record relationship.

50+ group health carriers via Benefix
Power125 compliance automation
Form 5500, ERISA Wrap, CAA disclosure
Dedicated MBA enrollment service teams
200+ Medicare carriers via Integrity
Licensed in 17 states

Common Questions

What HR directors ask us

What makes VeraLife different from a standard group benefits broker?

Most brokers offer one product line through one platform. VeraLife integrates Emerson Rogers (group health), CRC Benefits (compliance + Medicare), and Integrity Marketing Group (Medicare enrollment) into a single broker-of-record relationship — giving your entity group health, full compliance automation, and Medicare coordination without managing three separate vendors.

How does Power125 compliance automation work?

Power125 is CRC Benefits' proprietary compliance platform. It automatically generates CAA broker disclosures, ERISA Wrap documents, Form 5500, COBRA notices, and ACA 1095-C filings on your behalf. Every deadline is tracked, every document is filed — your HR team doesn't have to manage a compliance calendar.

What is the MBA enrollment team?

The Member Benefit Advisor (MBA) team is a dedicated group of enrollment coordinators assigned to your entity through Emerson Rogers. They handle open enrollment communications, employee education, benefit selection support, and year-round account management — real people, not just a portal.

Can VeraLife respond to a government RFP?

Yes. VeraLife specializes in government procurement cycles — fiscal-year aligned benefits packages, June-July school district RFP windows, and capability statements ready for submission. We can provide a formal capability statement, references, and a full benefits proposal aligned to your RFP requirements.

Ready to move?

Schedule a 30-minute capabilities review

No pitch. No pressure. A clear look at what VeraLife can deliver for your entity, district, or employer group.

Kerlan Lovell · Licensed Agent · NPN #21266498 · Licensed in 17 States