Military & Veterans
Guides written for active duty, veterans, and military families. Navigate SGLI, VGLI, survivor benefits, and the decisions you'll face during transition.
SGLI vs Civilian Life Insurance: Which Is Right for You?
Compare military group coverage to term life. Understand the costs, limits, and when to supplement with civilian coverage.
VGLI Conversion: Your Options After Leaving Service
Step-by-step guide to converting SGLI to VGLI, keeping coverage after transition, and avoiding gaps.
Survivor Benefit Plan (SBP) & Dependency and Indemnity Compensation
Understand the pension protection options available to you and your beneficiaries in and after service.
Military Family Life Insurance: Protecting Your Family
Strategies for comprehensive family protection when you serve. SGLI, VGLI, and civilian policy combinations.
Military Insurance Is Different
SGLI is affordable, but it's not designed to be your only protection. Many service members transition without understanding their options, leaving their families vulnerable.
These guides are built for military perspectives:
- •SGLI limitations — coverage limits, beneficiary rules, and when supplemental civilian coverage makes sense
- •VGLI conversion windows — how to convert your coverage and avoid losing protection after separation
- •Survivor benefits — understanding SBP, DIC, and what your family actually receives
- •Pre-separation planning — deciding how much coverage you need before you leave service
Whether you're currently serving or already separated, these guides help you make decisions from a veterans-first perspective, not generic life insurance advice.
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